Avoid the Herd Instinct Trap
If investing is a journey and not a once off decision, why do many investors and fund managers spend all their time trying to predict short-term movements of markets? Why are we so unsettled by volatile markets? Even with all the daily information about markets investors still react irrationally to sudden market swings by either […]
Do Our Emotions Influence Our Financial Decision Making?
Our emotions often get the blame for bad judgement, but surely our financial decisions are in the sphere of clinical thinking and mathematical calculations! The answer is: No. Research has shown that our financial planning can be impaired quite drastically if we are not on our guard. These impetuses are referred to as behavioural biases […]
Why My Mother’s Investments Failed?
[vc_row][vc_column][vc_column_text]I was always fascinated by my Mother’s frugality and savings oriented lifestyle. She always seemed to have money available to help people and help out my dad when things were tough. Later in life she even opened her own bank account and faithfully put money away for a rainy day. She never worked a day […]
Is The Face Of Financial Advice Really Changing?
[vc_row][vc_column][vc_column_text]In recent times there has been many disruptions in the financial advice space, but none more topical than that of the robo-advisor. What does the term robo-advice or advisor mean? Investopedia defines the robo-advisor as an online wealth management service that provides automated, algorithm-based portfolio management advice without the use of human financial planners. Robo-advisors (or robo-advisers) use the same […]
How To Achieve Financial Goals Earlier
[vc_row][vc_column][vc_column_text]Most people know or have overheard that reaching your financial goals takes time. Unfortunately, most people only start to prioritise their financial goals after the age of 40. This leaves only 25 years to 65 when they retire and it then becomes very difficult to reach financial goals or to become financially independent. When people […]
Wat Moet Ek Weet As Ek Suid-Afrika Wil Verlaat?
[vc_row height=”auto”][vc_column text_color=”#000000″ animate=”aft”][vc_column_text]2 Opsies by landsverlating:[/vc_column_text][/vc_column][/vc_row][vc_row height=”auto”][vc_column text_color=”#000000″ animate=”afl” width=”1/2″][vc_column_text]OPSIE 1: Formele proses soos deur die SARB voorgeskryf. (Jy behou jou SA burgerskap, maar kan dit onder sekere omstandighede verloor, wat terugkeer na SA sal bemoeilik.) SARS beskou emigrasie as die verkoop van alle Suid-Afrikaanse bates (KWB word betaalbaar op alles, buiten vaste eiendom.) […]
