April 2018 - Ultima Financial Planners

A new frame of mind for retirement planning

April 26, 2018

Many people plan for their retirement from a young age. It normally entails contributions to pension, provident and retirement annuity funds and it could include contributions to normal unit trusts as well. During the build-up period very few take the…

Things you need to consider when you change employment

April 26, 2018

Eugene Antak

change employment, continuation option, Financial Planning, resignation, retrenchment

A career change is a big deal at any stage or age. This can occur as a result of a decision made by you or someone else on your behalf. It was previously common for a person to work at…

The end of a marriage – financial implications reaching far beyond the divorce court

April 25, 2018

Hester van der Merwe

divorce, end of marriage, Financial Planning, lifestyle financial planning, marital regimes, marriage

The number of divorces granted each year in South Africa is on the increase. The causes are numerous and the emotional effect can be overwhelming. As a result of the unpleasant nature of this event many people allow it just…

Important financial decisions when starting your working career

April 23, 2018

Hendri de Klerk

career, Financial Planning, goals, life stages, retirement planning, young

When we start our work career we are excited about many things. It is probably one of the most exciting, yet scary, times of our lives. Who can forget the feeling of receiving your first pay check and the feeling…

Twelve things you need to know about an Income Protector

April 12, 2018

Ronel Botes

disability, Financial Planning, income, income protection, protection, risk

Income protection policies pay you a regular monthly income until your selected retirement date in the event of a permanent disability. If you become temporarily disabled it will pay for the period that you are unable to work, after the…

The value of Lifestyle Financial Planning

April 4, 2018

Erica Vos

lifestyle financial planning

For a long time, I have wondered what lifestyle financial planning (LFP) actually means. I always thought I was implementing LFP to the optimum, but one day after a long, unplanned conversation with a client, I realized that my idea of LFP…

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Month: April 2018