Did pension freedom help British pensioners?
In 2015 the UK regulators allowed pensioners to cash all their pension money in and spend it as they wish. £17.5bn pound of pension freedom money are gone from the pension funds. A study by AJ Bell now reveals that $3.9 bn of the withdrawn pensions were stuck straight into low yielding banking accounts, according […]
The best retirement savings vehicles
Even though the choice of what retirement vehicle will best suite your needs is very important, it is the wrong end to start the process. If you are lucky enough to be young when you make this decision it simplifies the process hugely as time is on your side and compound interest (the eight wonder […]
Protecting your income: How much cover do you need?
By Francis Aldrich CFP®, PPS Technical Marketing Specialist WHY IS PROTECTING YOUR INCOME KEY? Let’s put an important peg in the ground: Your income is your greatest asset. It is the key source you fund your lifestyle with, which may include any of the following: Most of us are not able to survive without an […]
