Provident fund changes – should I be worried?
RETIREMENT can be daunting. Not only does it signify a practical and highly emotional transition in life, but the financial implications are often nerve-racking. Add to this the fact that there are legislation changes looming in the first quarter of this year and we have all the ingredients for a fullblown panic attack. Stop right […]
Debt reduction from a planner point of view
How did the debt originate? This is very important since we do not want to work hard to get out of debt only to find ourselves back in the same spot a few months or years later. This can turn into a vicious cycle. So, to avoid the downward spiral we must start at the […]
