Hester van der Merwe, Author at Ultima Financial Planners

20 posts, 0

Set SMART investment goals for long term financial success

May 3, 2022

35 - 55 group, financial planning advice, Investment, over 55 group, Retirement, under 35 group

Indeed, goals are vital to leading a successful and happy life. You need to know what you want from your personal life, what you hope to achieve in your career, and how you want to experience retirement. Without goals, life…

Let’s change women’s money stories for the better

August 23, 2021

Hester van der Merwe

35 - 55 group, over 55 group, under 35 group, women and finances

By Hester van der Merwe We’ve all heard the fable: Once upon a time, there were three sisters. One kept her money in a functional leather wallet, the second in a Louis Vuitton purse and the third kept hers tucked…

The debt question: Yes, No or Maybe?

July 5, 2021

Hester van der Merwe

35 - 55 group, debt, over 55 group, under 35 group

By Hester van der Merwe CFP®, Ultima Financial Planners You’ve probably read a lot of articles about debt – it’s a perennial financial planning topic that has been debated repeatedly over the years. Surely there’s no point in revisiting this topic…

The “R” word: Do we really understand what risk means to investors?

June 1, 2021

Hester van der Merwe

35 - 55 group, Investment risk, over 55 group, risk strategy, strategy, under 35 group

We need to change the way we think about risk so that advisors and investors can speak the same language and lock in long term growth. By Hester van der Merwe CFP®, Ultima Financial Planners, Financial Planner of the Year…

Financial planning for a special-needs child

May 24, 2021

Hester van der Merwe

35 - 55 group, financial planning for a special needs child, over 55 group, special needs child, under 35 group

By Hester van der Merwe CFP®, Ultima Financial Planners, Financial Planner of the year 2020 Raising a child is stressful and expensive – ask any parent. But raising a child with special needs is exponentially so. Schooling requirements are different, constant…

How to make financial planning a family affair

May 3, 2021

Hester van der Merwe

35 - 55 group, family finances, Financial Planning, over 55 group, under 35 group

Just as a ship’s captain is ultimately responsible for the wellbeing of those aboard his vessel, managing the family finances is serious stuff, strictly to be dealt with by the head of the house, right? Think again… This might have…

The art of investment strategy

March 18, 2021

Hester van der Merwe

35 - 55 group, investment strategy, over 55 group

Ever wondered why, despite knowing better, so many investors still sell when the markets and dip and buy when they rise? It’s all part of being human, writes Hester van der Merwe, CFP®, but luckily you can coach your way…

Provident fund changes – should I be worried?

February 16, 2021

Hester van der Merwe

35 - 55 group, over 55 group, provident fund, under 35 group

RETIREMENT can be daunting. Not only does it signify a practical and highly emotional transition in life, but the financial implications are often nerve-racking. Add to this the fact that there are legislation changes looming in the first quarter of…

Debt reduction from a planner point of view

February 15, 2021

Hester van der Merwe

35 - 55 group, debt, debt management, debt reduction, over 55 group, under 35 group

How did the debt originate? This is very important since we do not want to work hard to get out of debt only to find ourselves back in the same spot a few months or years later. This can turn…

Set SMART investment goals for long term financial success

January 11, 2021

Hester van der Merwe

35 - 55 group, budget, Financial Goals, over 55 group, Save, under 35 group

Christmas might have come and gone, but the festive season cheer should linger long into January (Covid second wave notwithstanding). It’s obviously too late to start budgeting for one of the most expensive times of the year, but you can…

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Posts by Hester van der Merwe

Set SMART investment goals for long term financial success

Let’s change women’s money stories for the better

The debt question: Yes, No or Maybe?

The “R” word: Do we really understand what risk means to investors?

Financial planning for a special-needs child

How to make financial planning a family affair

The art of investment strategy

Provident fund changes – should I be worried?

Debt reduction from a planner point of view

Set SMART investment goals for long term financial success

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