The Importance of Income Protection Cover

“Your greatest asset is your earning ability” (Author Brian Tracy) Two beliefs common to almost all South Africans are the feeling that we are pretty much immune from injury and illness which will prevent us from earning an income, and that our most valuable asset is our home followed by any vehicles. The belief that […]

How To Grow Your Finances [A Gardening Analogy]

We planted the garden a few weeks ago and one vegetable we like to grow is corn. I noticed as I was watering that something had bit off the top of some of the corn plants that were started to grow. It almost looked like something had eaten it. The same day we planted our […]

Ready, Set, Plan!

Every year, more and more young adults finish school or their degrees and enter the workforce. These young professionals face numerous challenges such as finding employment, entering into contracts on their own, and the most pressing of all – dealing with financial pressure. What financial topics are young professionals most interested in? To answer this, […]

Adapting to an Ever-Changing Business Environment

We live in an ever-changing society. What is considered “normal” in 2019 was not considered normal in 2009 and will most certainly not be normal in 2029. Change is inevitably everywhere. There is nowhere you can hide or run from change and in the end the question shouldn’t be why change but rather be: “how […]

South Africans continue to work in retirement

Article by Neesa Moodley – Moneyweb Nine of every 10 retirees included in Old Mutual’s survey are working to supplement retirement income. The 2019 Old Mutual Savings Monitor shows that many South Africans continue to earn some kind of income after they retire. It found that for every R100 these retirees receive, more than half […]

Losing your job need not be the end of the world

Article by Eugène Antak ~ Business live When it comes to the severance package your employer may pay you, it is important to understand the implications How did your company’s restructuring make you feel?  Retrenchment can be devastating as it affects your financial security and your sense of worth. And it is not uncommon in […]

The roof over our heads at retirement

For most people, our home is our biggest single investment.  It doesn’t only tick Maslow’s hierarchical boxes regarding our basic needs, by providing shelter and security, but also has a bearing on our psychological and self-fulfillment needs when we consider issues like size, facilities, and the ever important “Location, location, location”. Just as with our […]

Have I saved enough?

You require at least savings of 17 times your final annual salary to earn an income of 75% of your last pay cheque, escalating at inflation annually, for a period of 30 years. To break this down and to track your progress you’ll need to meet the following savings milestones: 2 times your annual income […]

How to cope with the cost of surviving cancer

Article by FA News ~ 17 October 2018 ~ Old Mutual Critical illness cover provides necessary financial support Globally, more people are surviving cancer than ever before. Speaking in light of Global Breast Cancer Awareness month in October, Jaco Gouws, Protection Product Head at Old Mutual, says that the fear around cancer diagnosis is slowly […]

Protecting your income: How much cover do you need?

By Francis Aldrich CFP®, PPS Technical Marketing Specialist WHY IS PROTECTING YOUR INCOME KEY? Let’s put an important peg in the ground: Your income is your greatest asset. It is the key source you fund your lifestyle with, which may include any of the following: Most of us are not able to survive without an […]

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