Lifeline in tough times: why an emergency fund is essential
CASH is not king, so why should you maintain an emergency fund? And why are we debating this again? The subject of emergency funds has been discussed so often that it has lost all novelty and interest. Because an emergency fund is critically important, that’s why. The consequences of doing it wrong can be dire: not having an emergency fund, having too little in your fund, or keeping the fund in an incorrect instrument.
You might not want to get married, but you still need a will
There was a High Court judgment that caused a stir recently. It ruled that certain sections of the Intestate Succession Act were unconstitutional because they discriminated against heterosexual unmarried life partners. Two people living together in a long-term heterosexual relationship were not protected by the Act. In other words, if one partner died intestate (without […]
The rand has strengthened, what should I as an offshore investor, make of this?
The rand has strengthened, against all odds, over the past six months. Our clients have been vocal about this and are asking the following question: what is the longer-term prognosis for the rand? This is not an easy question to answer as there is a whole spectrum of different opinions from economists and financial scholars. […]
HESTER VAN DER MERWE WINS FPI’S COVETED FINANCIAL PLANNER OF THE YEAR AWARD
PRESS RELEASE (Afrikaans version is below the English) NOVEMBER 2020 HESTER VAN DER MERWE FOR IMMEDIATE RELEASE: HESTER VAN DER MERWE WINS FPI’S COVETED FINANCIAL PLANNER OF THE YEAR AWARD Ultima Financial Planners recently announced that one of their employees, Hester van der Merwe, was named 2020’s Financial Planner of […]
Ultima se nuwe vars voorkoms
Ultima vier vanjaar 20 jaar van uitnemendheid en die tyd is ryp vir ʼn nuwe voorkoms! Ons het Ultima se logo opdateer, soos wat u in die komende weke sal ervaar. Die nuwe Ultima logo is gebaseer op ʼn sonwyser. Dit was is die vroegste hulpmiddel om tyd te bepaal en dateer uit 1500 VC. […]
Ultima’s new refreshed look
Ultima celebrates 20 years of excellence this year and the time is ripe for a face lift. We have updated Ultima’s brand as you will experience in the coming weeks. The new Ultima logo is based on a sundial. The Sundial is the earliest type of timekeeping device, dating back to 1500 BC. Ironically, the […]
Ultima vier 20 jaar van diens
Gedurende Junie 2000 het Gerrit Viljoen, HO du Plessis en Kobus Grimbeek hulle finansiële beplanningsbesighede saamgevoeg. Hulle het hul klein tuiskantore verskuif na Karibastraat 73 en Ultima Finansiële Adviseurs (Edms) Bpk is gestig. In 1999 ontmoet Gerrit en HO met Barry O’Mahony, wat op daardie tydstip vir ACSIS Beperk gewerk het. Barry het die konsep […]
Ultima Celebrates 20 years of service
During June 2000 Gerrit Viljoen, HO du Plessis and Kobus Grimbeek merged their financial planning businesses. All moved their small offices to 73 Kariba Street and Ultima Financial Advisors (Pty) Ltd was born. In 1999 Gerrit and HO met with Barry O’Mahony who at the time was working for ACSIS Limited Barry explained the concept […]
Estate Administration Steps / Boedeladministrasie Stappe
The Master of the High Court requires that Financial Planners administer estates with the assistance of an attorney or Estate and Trust Practicioner who is registerd with FISA or a Trust Company./ Die Meester vereis telkens van ons as Finansiële Beplanners om deur ‘n boedel-agent – ‘n prokureur of ‘n Boedel en Trust Praktisyn wat […]
There are pensioners who beat both the Covid-19 pandemic and the Zuma regime kleptocracy
Article by Bruce Cameron ~ published in Business Maverick Many pensioners were not seriously affected by the Covid-19 pandemic and the corruption that undermined the South African economy – the reason was the value of the rand. Pensioners who beat both Covid-19 and the Zuma-era kleptocracy generally had one thing in common: they had the […]
