Why an Endowment is One of the Best Ways to Invest Offshore
We live in a globalised society. Your microwave comes from Korea, your fridge from Germany. Your car is Swedish (although most of its parts are made in China), and your favourite restaurant is Italian. Of course, you’re also proudly South African on a Saturday afternoon when the chops are sizzling on the braai and Siya […]
Should You Top Up Your Retirement Annuities Now?
With the end of the tax year approaching, talk to a professional about whether you should top up your retirement annuities (RAs) this month! Remember that all contributions into an RA reduce your taxable income, and therefore the amount of tax you pay. You can contribute a maximum of 27.5% of your taxable income to […]
Why You Absolutely Should be Investing in Education
“An investment in knowledge pays the best interest.” (Benjamin Franklin) Investing for your children’s education is one of the great non-negotiables as it provides the foundation for a bright future. As always, however, there’s more than one way to skin this cat. Should you opt for a tax-free savings account or an endowment fund? And […]
What is This Volatility Risk People are Always Talking About?
In the Covid crash, from 20 February to 23 March 2020, the S&P 500 fell 34%. This was the fastest 30% decline in stock market history, and it was caused by the massive uncertainty of what would happen as governments started to impose lockdowns. As the market dropped, the volatility index (VIX) spiked upwards. It […]
‘Power of a moustache’: How Movember encourages men’s health, awareness
Last year, thousands of people across the country saw November as an excuse to grow a moustache — and, as a result, raised over $18 million for men’s health. The global Movember movement, which began in Australia, addresses the little-discussed fact that men are dying too early. According to the Centers for Disease Control and Prevention, men […]
5 Life Insurance Mistakes That You Should Avoid
There are many good reasons to consider buying a life insurance policy, such as a recent marriage, a new baby, or taking on a large debt (like a house) loved ones would have trouble paying off if something happened to you. Or perhaps you have witnessed first-hand the impact that a death has on surviving family members’ finances. […]
The Importance of Movember
What is Movember? Throughout the month of November men are encouraged to grow their moustaches to raise awareness and spark conversation for men’s health issues, particularly prostate cancer, testicular cancer and mental health. Why Men’s Health? The state of men’s health is in a crisis. Simply put, men are dying too young. Gender is one of […]
Public Wi-Fi: An ultimate guide on the risks + how to stay safe
Whether you work remotely, travel frequently, or just love staying connected wherever you go, chances are you’ve used a public Wi-Fi hotspot. They are nearly everywhere — airports, restaurants, coffee shops, libraries, public transit, hotel rooms, you name it. Using these free Wi-Fi hotspots is super convenient, allowing you to access online accounts, catch up on work, and check emails while on […]
12 Essential Security Awareness Training Topics for 2022
With human error playing a key part in 95% of cybersecurity breaches, managing employee cyber risk is essential for your business to steer clear of a user-related data breach and to demonstrate regulatory compliance. One core component of a strong human risk management (HRM) program is ongoing security awareness training that educates end-users on how […]
8 Mistakes Wealthy People Never Make
[vc_row][vc_column][vc_column_text] “Many folks think they aren’t good at earning money, when what they don’t know is how to use it.” (Frank A. Clark) Accumulating wealth isn’t as hard as it sounds. Years of consistent, calculated investing are almost guaranteed to fill up your coffers. For many, the trickier challenge is maintaining their wealth. Luckily, it’s […]
