The debt question: Yes, No or Maybe?

By Hester van der Merwe CFP®, Ultima Financial Planners You’ve probably read a lot of articles about debt – it’s a perennial financial planning topic that has been debated repeatedly over the years. Surely there’s no point in revisiting this topic again? There is a point, and here’s why. According to a report by DebtBusters, a […]

Debt reduction from a planner point of view

How did the debt originate? This is very important since we do not want to work hard to get out of debt only to find ourselves back in the same spot a few months or years later. This can turn into a vicious cycle. So, to avoid the downward spiral we must start at the […]

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