How To Grow Your Finances [A Gardening Analogy]
We planted the garden a few weeks ago and one vegetable we like to grow is corn. I noticed as I was watering that something had bit off the top of some of the corn plants that were started to grow. It almost looked like something had eaten it. The same day we planted our […]
Women and finance: How well do you know yourself financially?
National Women’s Day is a South African public holiday celebrated annually on August 9 and draws attention to many of the important issues that women in South Africa still face – such as domestic violence, discrimination and harassment in the workplace, education for girls, equal pay and more. Unfortunately, when it comes to money and […]
The Biggest Money Mistakes Women Make at Every Age
Big financial blunders can happen at every age. Here’s what we’re doing wrong — and how to fix it. The wage gap already tells us we’re earning less than men, but it turns out we’ve been making financial mistakes long before and after we get a job. No matter where you are in your life or career, […]
3 Start-Small Financial Goals for Every Woman
Getting control of your finances is a big task, but you can always start small. Three mindful steps could get you on the right path. During Women’s History Month, we celebrated the women who have contributed to society in ways that have changed our world. We also reflected on the advances women have made in […]
6 Reasons Why You Need a Budget
The importance of making a budget is a financial lesson that cannot be overemphasized. If you and your family want financial security, following a budget is the only answer. Still not convinced? Below are six good reasons why everyone should create and stick to a budget. KEY TAKEAWAYS If you’re like most folks, you probably aren’t following […]
10 Budgeting Myths You May Be Falling For
You’ve probably heard a lot of trash talk about budgeting over the years. Or maybe you tried budgeting in the past and didn’t stick with it each month. But don’t judge budgeting until you hear us out! Having a budget is essential to helping you beat debt and win with money. It’s the map you […]
15 Practical Budgeting Tips
It’s the dreaded B-word—budgeting. Unfortunately, the word budget has gotten a bad rap. When it all boils down, a budget is just a plan for your money. Budgeting means you’re spending with purpose before the month begins. Unfortunately, many people view a budget as a straitjacket that will keep them from doing what they want. But that couldn’t be further from […]
How To Make a Personal Budget in 6 Easy Steps
If you want to control your spending and work toward your financial goals, you need a budget. A personal or household budget is a summary that compares and tracks your income and expenses for a defined period, typically one month. While the word “budget” is often associated with restricted spending, a budget does not have […]
9 Ways to Avoid Emotional Investing
Have you ever looked back at your investment track record and thought about how stupid an investment was? I know I have. Investing is an emotional game, and it can lead us to make some terrible financial decisions when we let our emotions get involved. That’s why we need to put systems and rules in […]
How to make financial planning a family affair
Just as a ship’s captain is ultimately responsible for the wellbeing of those aboard his vessel, managing the family finances is serious stuff, strictly to be dealt with by the head of the house, right? Think again… This might have been the norm in the past, but things are changing, and they’re changing for the […]