Why the underwriting process is important
Article by Lisa Gibbon from Liberty Life ~ Personal Finance So you’ve decided to take out a long-term insurance policy to provide yourself and your family with protection from life’s risks and uncertainties. You meet with a financial adviser or broker and they initiate an underwriting process with the insurer. You find the questions intrusive […]
Do you really need Critical illness cover?
You might not have a family history of any serious diseases and be perfectly healthy, yet your financial planner will always recommend critical illness cover as an essential component of a holistic financial plan. It is an expensive benefit and therefore not always considered a priority. As financial planners we know that a critical illness […]
Protecting your income: How much cover do you need?
By Francis Aldrich CFP®, PPS Technical Marketing Specialist WHY IS PROTECTING YOUR INCOME KEY? Let’s put an important peg in the ground: Your income is your greatest asset. It is the key source you fund your lifestyle with, which may include any of the following: Most of us are not able to survive without an […]
