We do this by fostering a lifelong relationship with you – our client – focusing our attention on your long-term financial requirements that will enable you to build a meaningful life. It is our mission to inspire and assist you to live your dream by achieving financial freedom through dynamic financial planning, retirement planning and wealth management.

In providing you with pertinent financial advice based on more than 40 years combined experience, we utilise robust, tried-and-tested advising and decision-making processes, while our information is gathered through incisive analysis of in-depth investigation into financial markets, the economy and investments.

Our strength lies in the combination of our expertise in financial planning and devotion to you – our client – and the capability in helping you to implement well-considered decisions in a cost-effective manner. We care about your future and continue to add value to your life as we journey together.

Over the past 20 years, Ultima has grown into a reputable brand and financial partner. We are trusted for our expertise, distinguished and personalised service. We truly care about your future, helping you to build a meaningful life and enjoy lifelong peace of mind.

Time is on your side and is your most precious asset. The thought of seeking financial advice has crossed your mind, but you have just not taken that next step. Not long ago the sundial was the only accurate standard of time. It was used to help people start important things on time. Maybe the time has come for you to take the next step? We want to help you take that step. This will help you to get the most out of the time you have available through implementing a financial plan as early as possible.

You want a financial partner to help you to build an accurate financial strategy. This will give you a shot at achieving what has always felt impossible. Your financial strategy will be built by a qualified financial planner. You will have access to the best financial advice through establishing a partnership with your financial planner. Your planning will cover financial, retirement, estate, tax planning and risk management. This will ultimately provide you with peace of mind and will enable you to have a meaningful life.

Our skilled financial planners will enable you to make great financial decisions. You remain the decision maker, but your financial planner will provide you with all the necessary information in the form of scenario options. These scenarios will help you to make informed decisions. Our clients find a huge amount of comfort in having a financial planner to answer their questions and to provide them with all the possible outcomes to any scenario.

You are a master in your own field.

You need to spend your productive time cultivating and nurturing your trade.

You are at the starting point of constructing something special. You feel qualified to research and develop a financial planning strategy by yourself, but this always comes at a cost. What is the cost? The cost is a compromise in accuracy and time. The accuracy of your financial planning is key. You might not be able to keep up with changes in legislation or best practices. This will compromise the accuracy of your planning and might leave you short of your dreams. Time will be compromised as you will need to find time to develop implement and maintain your strategy. Time is one of your most precious commodities and this might come at the expense of your trade or your family or both.

What is the perfect balance between long-term insurance and saving to address your long-term goals?

Our philosophy is that insurance is a solution to a problem. For as long as the problem persists, without other means of addressing it then you will most likely require long term insurance. This is evaluated on a case by case level and our recommendation will guide you to focus on all the necessary areas of your financial planning. As you save more over time your risk should decrease. Periodic review of your financial planning will help you to find the perfect balance. We will review your whole portfolio on a periodic basis which will allow you to find that sweet spot.

You have settled into your career, you might have a family with a fair amount of obligations and responsibilities. You have been building your financial future with all the knowledge at your disposal. In some way you have been following your gut feel. Your building materials might include properties, shares, retirement products and long-term insurance products. But are you comfortable with what this all will mean for you when you retire? Are these materials even sufficient to help you address your goals and objectives?

The sundial provided society with an awareness of time. You invest time into all the things important to you. You are expecting some sort of return on investment on the time invested.

The question is do you really have the time to invest sufficiently in your financial future?

The stark reality is that your time is running out before you need an income supplement to enable you to live life on your own terms. We want to help you maximise the time you still have left. The implementation of a holistic and on-point financial plan to create the appropriate awareness of what is required to enable you to reach your dreams.

You seek a trusted financial partner to align your dreams to an accurate financial strategy.
Your financial strategy will be shaped and maintained by a qualified financial planner. You will have access to the best financial advice through establishing a trusted partnership with your financial planner. This will cover financial, retirement, estate, tax planning and risk management. This will ultimately provide you with peace of mind and will enable you to have a meaningful life.

Our skilled financial planners will enable you to make better financial decisions. You remain the decision maker, but your financial planner will provide you with all the necessary information in the form of scenario options. These scenarios will help you to make informed decisions. Our clients find a huge amount of comfort in having a financial planner to answer their questions and to provide them with all the possible outcomes to any scenario.

We will guide you to find the right balance between repaying your liabilities and saving towards your long-term goals. We believe in a balanced portfolio with sound exposure to our suggested range of asset classes.

You have worked hard and played hard. You are ready to hit your stride in the homestretch before making the transition into retirement. You have spent years building your career and laying a foundation you hope will be strong enough to support your retirement hopes and dreams. Focussing on your career and family took up most of your time and you are acutely aware of the diminishing number of salary cheques to be received before you have to rely on the building blocks in your portfolio to provide a stable income.

Considering the above, it is time for a reset. When clocks were initially invented the sundial was the accurate standard when you needed to reset your timepiece. In the same way Ultima Financial Planners has become the “accurate standard” and we can assist you to position yourself for a meaningful life after retirement.

You seek a trusted financial partner to help you achieve peace of mind when bridging the gap between full time employment or running a business and easing into a retirement lifestyle.

Your financial strategy will be shaped and maintained by a qualified financial planner. At Ultima you will have access to the best financial advice through establishing a trusted partnership with your financial planner.

This will include financial -, retirement -, estate – and tax planning as well as risk management. Our process will ultimately provide you with peace of mind, enabling you to have a meaningful life during retirement.

At retirement you are confronted by a seemingly insurmountable mountain of decisions to be made, products to select, legislation forcing you to do this and prohibiting you from doing that as well as family and friends inundating you with “expert” advice. Our skilled financial planners will enable you to make the right financial decisions for your retirement. While you remain the decision maker, your financial planner will equip you to make the best possible decisions by providing you with all the necessary information.

We will assist you to have the best retirement you can, based on the wealth you have accumulated over the years. We will guide you to find the right balance between taking a prudent income from your portfolio and realising your retirement dreams.

As you transition to the next phase in your life, estate planning moves more to the foreground. Your financial advisor will assist you to understand the practical implications of your will and ensure that all the technicalities are taken care of while you do life!