Why Your Investment Portfolio Is Like a Garden
I started working full time in the summers at the ripe old age of 15. Believe it or not, I felt pressure from one of my parents to get a summer job. I already mowed lawns and delivered papers, but I guess that wasn’t enough. With the best intentions, my hard working parent was just […]
Women and finance: How well do you know yourself financially?
National Women’s Day is a South African public holiday celebrated annually on August 9 and draws attention to many of the important issues that women in South Africa still face – such as domestic violence, discrimination and harassment in the workplace, education for girls, equal pay and more. Unfortunately, when it comes to money and […]
The Biggest Money Mistakes Women Make at Every Age
Big financial blunders can happen at every age. Here’s what we’re doing wrong — and how to fix it. The wage gap already tells us we’re earning less than men, but it turns out we’ve been making financial mistakes long before and after we get a job. No matter where you are in your life or career, […]
3 Start-Small Financial Goals for Every Woman
Getting control of your finances is a big task, but you can always start small. Three mindful steps could get you on the right path. During Women’s History Month, we celebrated the women who have contributed to society in ways that have changed our world. We also reflected on the advances women have made in […]
Women’s Month: Three Ways You Can Improve Your Money Health
“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” (Ayn Rand) In Women’s Month, it’s right to reflect on how far we have come regarding women’s rights. The equality of the sexes is pretty universally agreed. However, we also shouldn’t lose sight of […]
Does Your Family Need a Constitution?
“All happy families are alike; each unhappy family is unhappy in its own way.” (Leo Tolstoy) What is a family constitution? You may have heard people referring to their Family Constitution, Family Charter or Family Protocol. These are all different ways of describing a document that sets out the rights, values, responsibilities and rules applying to […]
Retirement Planning for Age-Gap Couples
“Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” (Mark Twain) When is an age gap significant? If the age gap between you and your spouse is less than five years, you probably don’t have to worry too much about it when planning for retirement. We generally consider a […]
6 Reasons Why You Need a Budget
The importance of making a budget is a financial lesson that cannot be overemphasized. If you and your family want financial security, following a budget is the only answer. Still not convinced? Below are six good reasons why everyone should create and stick to a budget. KEY TAKEAWAYS If you’re like most folks, you probably aren’t following […]
10 Budgeting Myths You May Be Falling For
You’ve probably heard a lot of trash talk about budgeting over the years. Or maybe you tried budgeting in the past and didn’t stick with it each month. But don’t judge budgeting until you hear us out! Having a budget is essential to helping you beat debt and win with money. It’s the map you […]
15 Practical Budgeting Tips
It’s the dreaded B-word—budgeting. Unfortunately, the word budget has gotten a bad rap. When it all boils down, a budget is just a plan for your money. Budgeting means you’re spending with purpose before the month begins. Unfortunately, many people view a budget as a straitjacket that will keep them from doing what they want. But that couldn’t be further from […]
