Evolving Wealth Part 1: Gen Z, Trailblazers of the Digital Investment Era
“Life’s tragedy is that we get old too soon and wise too late.” (Benjamin Franklin) Born between 1997 and 2012, the youngsters of Gen Z are driving change in the investment world at lightning speed. Unlike the rest of us, they’re totally at home in a tech-driven world. For them, managing money via mobile apps […]
How Rand-Cost Averaging Could Help You
“It is better to be roughly right than precisely wrong.” (John Maynard Keynes) John Maynard Keynes, one of the greatest economists and risk-taking investors around, strongly advised putting investing on ‘autopilot’, and then going out and enjoying your life! The basics Investing can be tricky, even for seasoned professionals who try to buy and sell […]
Aligning Your “Wheel of Life” – A Beginner’s Guide
As your wheel of life turns, your financial needs, goals and focuses change. When you start working, you’re absorbed by accumulating assets. Later, as you near retirement, your focus shifts to wealth preservation. And eventually, when you’re settled and comfortable in your golden years, the transfer of wealth becomes your number one priority. It goes […]
Why You Should Keep Your Investment Strategy to Yourself
“There is no pebble so small that it won’t make ripples when tossed into a body of water.” (Charles Peck) In a recent blog post, financial writer Morgan Housel made an interesting observation. He wondered what would happen if people invited public scrutiny of the way they went about trying to find love: “Imagine if, […]
Market Update: Financial Markets Welcome GNU 2.0 and New Cabinet
GNU 2.0 the best possible outcome for investors South Africa’s second Government of National Unity in three decades heralds good things to come for the country and investors. Financially speaking, it is the best outcome we can hope for in a challenging political environment. Dominated by the ANC and the Democratic Alliance, the GNU 2.0 […]
How the Elections May Impact Markets in the Months Ahead
Investors pin their hopes on an investor-friendly outcome The elections have been and gone, and now we wait to hear the nature of the coalition that the ANC will form after not just losing its majority but only managing to muster a 40% share of the votes. A lot has been written about the potential […]
Why Emotions and Investing Don’t Always Mix
“Speculation leads you the wrong way. It allows you to put your emotions first, whereas investment gets emotions out of the picture.” (John C. Bogle) It’s tempting to believe we can control our emotions regarding money matters. However, being human means we’re susceptible to emotional biases that lurk silently beneath the surface, influencing our choices […]
Diversification: Free Lunch or Fool’s Gold?
“Diversification is protection against ignorance. It makes very little sense for those who know what they’re doing.” (Warren Buffett) This is all very well, Warren, but we can’t all afford excessive risk. For this reason, Harry Markowitz coined the phrase that diversification is the only free lunch in investing. The concept is that owning a […]
Is There Really Much Difference Between Investing and Gambling?
According to the Cambridge Dictionary, a gambler is “a person who risks losing money in the hope of winning a lot more money.” An investor, on the other hand, is defined as “a person who puts money into something in order to make a profit.” Several pots on the boil One of the biggest differences […]
Should Investing Be This Sexy?
“Opportunity is missed by most people because it is dressed in overalls and looks like work.” (Thomas Edison) According to the most recent Forbes 400 list, which names the richest people in America, hedge fund manager Ken Griffin is worth $35 billion. That makes him the 22nd richest person in the US. He is also far […]
