Three Financial Imperatives for Women in Divorce
There is a well-worn social myth that in a divorce from a heterosexual marriage it is the men that get fleeced while their ex-wives make away with the spoils. The reality, however, is very different. Research from the London School of Economics found that women who worked before, during or after their marriages see, on […]
How Good do You Think You Are at Investing?
Do you deliver better than average work at the office? Do you drive better than the average person on the road? It is likely that you answered ‘yes’ to both of those questions. There is a fair amount of research that finds that a majority of people will almost always rate themselves as ‘above average’ […]
How a ‘Safe’ Fixed Deposit Might Still be Risky
Whenever you put money into a fixed deposit you probably think that it is perfectly safe. And as long as that deposit is running, you are probably right. If, for example, you invest in a in 36-month fixed deposit, you are guaranteed a certain interest rate for those three years. You are also almost certain […]
Invest With FIRE and Never Look Back
Retirement is wonderful if you have two essentials: much to live on and much to live for. (Anonymous) As the economy struggles to get back on its feet, many clients have approached us to ask how they can save better and invest smartly. So, we thought it was a good time to introduce the topic […]
Why too Much of a Good Thing Can be a Bad Thing
What would you do if you were given R2 million and told you had to invest it in property? You might think of buying a nice flat in Cape Town’s southern suburbs that you could rent out to students. That should give you an attractive yield in what seems like a good location. But what […]
Why an Endowment is One of the Best Ways to Invest Offshore
We live in a globalised society. Your microwave comes from Korea, your fridge from Germany. Your car is Swedish (although most of its parts are made in China), and your favourite restaurant is Italian. Of course, you’re also proudly South African on a Saturday afternoon when the chops are sizzling on the braai and Siya […]
Why You Absolutely Should be Investing in Education
“An investment in knowledge pays the best interest.” (Benjamin Franklin) Investing for your children’s education is one of the great non-negotiables as it provides the foundation for a bright future. As always, however, there’s more than one way to skin this cat. Should you opt for a tax-free savings account or an endowment fund? And […]
Discover the Freedom of a Tidy Portfolio
“I’d like to tidy up the entire planet. I would go anywhere if there were something that needs tidying.” (Marie Kondo) There’s nothing better than ripping out a bunch of weeds and revealing a flourishing garden in the process! While most of us are able to maintain a relatively neat garden, the same cannot be […]
Why You Absolutely Should be Investing in Education
“An investment in knowledge pays the best interest.” (Benjamin Franklin) Investing for your children’s education is one of the great non-negotiables as it provides the foundation for a bright future. As always, however, there’s more than one way to skin this cat. Should you opt for a tax-free savings account or an endowment fund? And […]
Discover the Freedom of a Tidy Portfolio
“I’d like to tidy up the entire planet. I would go anywhere if there were something that needs tidying.” (Marie Kondo) There’s nothing better than ripping out a bunch of weeds and revealing a flourishing garden in the process! While most of us are able to maintain a relatively neat garden, the same cannot be […]
