3 Start-Small Financial Goals for Every Woman
Getting control of your finances is a big task, but you can always start small. Three mindful steps could get you on the right path. During Women’s History Month, we celebrated the women who have contributed to society in ways that have changed our world. We also reflected on the advances women have made in […]
6 Reasons Why You Need a Budget
The importance of making a budget is a financial lesson that cannot be overemphasized. If you and your family want financial security, following a budget is the only answer. Still not convinced? Below are six good reasons why everyone should create and stick to a budget. KEY TAKEAWAYS If you’re like most folks, you probably aren’t following […]
Understand the emotional side of financial planning
Many financial advisors focus on the practical aspects of financial planning when developing retirement portfolios with their clients. They will discuss the features and benefits of various investment options, tax implications, risk levels, sources of revenue and expenses that could affect retirement, insurance and long-term care riders, and other matters. The emphasis is mostly logical […]
With the Limits Raised, How Much Should You Invest Offshore?
Over the last few years, the government has slowly been raising the limit on how much investors in pension funds and retirement annuities could hold offshore. At this year’s budget, this was raised from 30% to 45%. The decision has been widely welcomed because it has some very positive implications. While there are some […]
Stay Calm When the Bear Prowls
“Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” (Carlos Slim) Hold onto your chips when the market dips When stock markets fall, it’s very natural to want to sell your shares and invest in less risky assets like cash and bonds, in an attempt to […]
